Former Employee Benefits

Types of Former Employees

There are generally three groups that Former Employees fall under:

  1. Retired: You are considered retired if you are receiving a retirement annuity from the Cook County Pension Fund (CCPF), you can visit the Retiree section of our website for more information.
  2.  Refunded: You left Cook County employment and withdrew your contributions.  If you return to Cook County or employment covered under a Reciprocal Fund, you may be eligible to repay your refund with interest and re-establish your refunded Cook County service credit.
  3. Inactive: You are considered an Inactive CCPF member if you once participated in CCPF and have not retired and have not withdrawn your contributions in the form of a Refund.    

You are a Former Employee if:

  • You are working with an employer with another Reciprocal Fund to eventually combine service credits for a reciprocal retirement annuity benefit in the future.
  • You a former employee who is vested and is electing a Deferred Retirement Annuity.
  • You are a former employee who is not vested, but have not withdrawn your contributions.  If you are a non-vested inactive and you are not considering a return to Cook County or Reciprocal employment, it is recommended that you contact us and apply for a refund.

Former Employee Starting a Retirement Annuity

The typical retirement annuity begins on the first of the month following the date of the employee’s separation from service.  You can choose a retroactive annuity start date during the first 90 days following your date of separation from service.  However, after 90 days have lapsed, you can only choose a future date to start an annuity.  The pension start date will be defaulted to the first of the month following the date the application is received by the Fund, unless a later date is specified.

 Example of Annuity Start Dates

  1. Employee A separates from service on September 30, 2017, and on December 12, 2017, applies for his or her retirement annuity.  Since the application form was received by the Fund within 90 days from the date of separation from service, Employee A’s annuity will start on October 1, 2017 unless a later date is specified.
     
  2. Employee B separates from service on September 30, 2017, and on January 5, 2018, the employee applies for his or her retirement annuity.  Since the application was received more than 90 days from the date of separation from service, Employee B’s annuity start date will be February 1, 2018 unless a later date is specified.