Dental Coverage

The Cook County Pension Fund (CCPF) has arranged for Guardian, one of the largest dental providers in the country, to offer voluntary dental insurance to CCPF annuitants and their family members at competitive rates. 

2026 Voluntary Dental Plan Monthly Rates

  Dental PPO Dental HMO (DHMO)
Annuitant $31.34 $10.60
Annuitant & Family $59.76 $28.02


Guardian Dental Benefit Summary
Dental Copay Schedule
Guardian Enrollment Form
 

About Your Dental Premiums: 

Thank you for your interest in the Cook County Pension Fund Voluntary Dental Plan, administered by Guardian Dental. Please review the important tips to remember when paying for your dental benefit program. 

  • Premiums are NOT deducted from your pension check. You are responsible for paying your monthly premiums by the 10th of each month.
  • Premiums may be paid by mailing a check or money order, and automatic debit/credit (Visa/Mastercard only additional processing fees are applied to payments via debit/credit.)
  • We DO NOT mail or send electronic monthly invoices.
  • Premiums are due by the 10th of each month. Premiums are collected one month in advance of the month of coverage. Nonpayment of premiums will result in cancellation of coverage.

Mail Applications and Premium Payments can be mailed to: 

RMSOA, Inc 

   309 W. Washington St, Suite 200

     Chicago, IL 60606

For questions regarding setting up auto billing with debit/credit only or to request an application,                                              call 877-522-2524, option 1 | fax: 312-960-1920


IMPORTANT: CCPF does not subsidize or administer the dental plan. If you elect coverage under the Guardian Dental plan, the premiums will not be deducted from your annuity. Premiums must be paid monthly by check or money order and mailed to the address below, or through an automatic debit to a credit/debit card with a Visa or MasterCard logo. For more information about payment options, call 1-877-522-2524 (Option 1).   

Submit dental enrollment forms and premium payments to:

Risk Management Solutions of America, Inc.
309 W. Washington Street Suite 200
Chicago, IL 60606

Phone: (877) 522-2524 (Option 1)